Welcome

Thanks for visiting our site. First Residential is a real estate and mortgage firm that helps individuals and families find, qualify for, and finance the home of their dreams. We specialize in helping our clients finance a home with little or no cash out of pocket - whether you have perfect credit, less than perfect credit, or any other type of qualifying issue. 

We have an array of dynamic products, including:

Refinancing Made Easy - We can close your refi in 10 days!With 30, 40 & 50 year terms, interest-only products, option ARMS with start rates as low as 1% (4.27% APR), VA, Jumbo, Conventional, stated income, and loans with zero down, we have it all. Did we mention products for those with bruised credit?! We can fund 60% of loans turned down by other lenders. Call for more information.

Buy With $3,500 Out-Of-Pocket (Our Celebrated Flat Fee Realty & Mortgage Service) - This is our most popular product. No surprises. Just one flat fee, guaranteed in writing. Our clients LOVE this! So will you.

The Foreclosure Link - Bringing buyers, sellers, lenders, & investors together. Did we mention properties?! (Bank owned foreclosures, HUD Repos, VA Repos, etc.) Pay less and get more.

VA Experts - A special division of our firm dedicated to helping active duty and retired military personnel purchase and refinance their homes (even if you aren't seeking VA financing).

Away From L.A. - A specialized service designed for our friends in Los Angeles who desire to purchase a home outside of L.A., but within commuting distance. Our database features properties in Palmdale, Lancaster, Moreno Valley, Riverside County, San Bernardino County, L.A. County, and other selected areas in Southern California.  

So sit back and enjoy our site. In addition to the ability to search for properties virtually anywhere in Southern California, there's a wealth of information regarding real estate and mortgage loans. The site was designed to anticipate and answer just about any question you'll have regarding the purchase or refinancing of a home - without having to speak with anyone. Be sure to take a moment to let us know how we're doing. Again, enjoy!





















Mortgage Calculator:
Sales Price: $
Down: %
Interest Rate: %
Term: yrs
Monthly payment: $



Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed6.26%6.47%
15-yr Fixed5.78%6.08%
1-yr Adj5.1%6.33%
* national averages





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First Residential 7801 Mission Center Court Suite 310 San Diego, CA 92108-1313
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