Welcome

Thanks for visiting our site. is a real estate and mortgage firm that helps individuals and families find and finance the home of their dreams. We specialize in helping our clients finance a home with as little as possible out of pocket – typically with 0% to 5% down. We help our clients even more by offering our ever popular Choose Your Rebate program that enables home buyers to receive a LARGE CASH REBATE at the close of escrow.

We're also Short Sale & Short Refinance experts who help homeowners obtain relief when they find themselves owing more than their homes are worth.  
Finally, we offer a full range of Reverse Mortgage Products for clients 62 or older who wish to remain in their homes without the burden of a mortgage payment or in the alternative choose to RECEIVE monthly payments.

So sit back and enjoy our site. In addition to the ability to search for properties, there's a wealth of information regarding real estate and mortgage loans. The site was designed to anticipate and answer just about any question you'll have regarding the purchase or refinancing of a home - without having to speak with anyone. Be sure to take a moment to let us know how we're doing. Again, enjoy!

BEFORE LEAVING OUR SITE, TAKE A MOMENT TO PERUSE SOME OF OUR MOST OFTEN VIEWED INFORMATIONAL PAGES:

There Are Still Loan Programs Available With Low Down Payments!! More specifically, 0% - 10% down payments are still widely available in California. Click here to read more ...

You CAN Sell Or Refinance Your Home If You Owe More Than The Home Is Worth. Again, THIS CAN BE DONE!! You would have to undertake a Short Sale or Short Refinance which essentially means you'd have to get your lender to accept a payoff that's less than the amount owed. Click here to read more ...

For Home Buyers & Home Sellers There Are Monetary Incentives And Programs That Can Lessen The Financial Burden Of Buying Or Selling A Home. THIS IS GOOD NEWS INDEED!! It's not uncommon to see subsidy programs and incentives for home buyers, but now there are subsidies for buyers AND SELLERS. That's correct! Many sellers who have lost equity and are selling their homes via the Short Sale route may now be eligible to receive some degree of compensation to help them obtain a rental unit. Click here to read more ...

You Can Now Be Notified Immediately When Homes Meeting Your Criteria Are Placed On The Market. NO MORE FINDING OUT ABOUT A NEW HOME AFTER EVERYONE ELSE HAS SEEN IT AND PLACED AN OFFER!! You can now enroll in 's Auto Notification. You'll be immediately notified by email each time a new home that meets your criteria comes on the market. Click here to read more ...